To provide that those covered by under- or un-insured motorist coverage are entitled to coverage without regard to whether an event was intentionally caused unless the insurer can demonstrate that the covered person intended to cause the damage for which uninsured and/or underinsured motorists' coverage is sought. Pertaining to these statutes, “accident” means an occurrence that is unexpected and unintended from the standpoint of the covered person. See companion SB 6182.   Official Text and Analysis.

To provide that if the insured seeking underinsured motorist coverage was the intended victim of an intentional act, the incident must be reported to law enforcement and the insured must cooperate with any related law enforcement investigation.

By the Senate Financial Institutions, Housing, and Consumer Protection Committee, to clarify that a person is not entitled to underinsured motorist coverage when that person had the intent to cause an "event," rather than the intent to cause the "damage," for which coverage is sought. Technical corrections are made.

To provide that those covered by under- or un-insured motorist coverage are entitled to coverage without regard to whether an event was intentionally caused.

To concur in Senate amendments, for final passage of the bill.

To provide that those covered by under- or un-insured motorist coverage are entitled to coverage without regard to whether an event was intentionally caused.