Provides that a health benefit plan that is issued or renewed on or after January 1, 2010, and that provides coverage for organ transplants, may not permit a separate lifetime limit on transplants.   Official Text and Analysis.

To mandate that after January 1, 2010, all health benefit plans that provide coverage for organ and tissue transplants are not allowed to include a separate lifetime limit on transplants that is any less than $350,000.

To clarify that the lifetime limit does not apply to chronic care that is provided beginning 90 days after the transplant.

To add that the lifetime limit on transplants applies from one day before a transplant, or the date of hospital admission for a patient who receives a transplant during the course of a longer hospital stay,until one hundred days after the transplant. The lifetime limit applies to both organ and tissue transplant.

Senate agreed with the House amendments.

After January 1, 2010, all health benefit plans that provide coverage for organ transplants are not allowed to include a separate lifetime limit on transplants that is any less than $350,000. A house amendment provides that the lifetime limit on transplants applies from one day prior to the date of the transplant or the date of hospital admission through 100 days after the transplant. The major medical lifetime limit applies to health care services provided before and after this time period. Donor-related services may apply to the lifetime limit on transplants any time. It is clarified that organ transplants include tissue transplants.